VT and existing damage - will they bill me?

Your legal rights when buying motoring-related products such as car finance, dashcams and alarms
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JS19
Posts: 1
Joined: Wed 26 Nov, 2025 3:30 am

VT and existing damage - will they bill me?

Post by JS19 »

Good afternoon,

I am thinking of using voluntary termination to get out of a PCP that still has a couple of years to run. On my rough maths I am just about at the half-way point now.

The car has a small scrape on the rear bumper from a low speed knock that I never bothered to repair. When it comes to VT, are they likely to treat that as chargeable damage, or do they tend to be realistic about older cosmetic issues?
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